Crypterium

Decentralized Banking Platform

Developers have been focusing on the financial side of the crypto sphere. You can be a new crypto millionaire and still be unable to use it to put gas in your car. Crypterium is leading the way in making the simple transactions easier. And by doing so speeding the rate of adaptation and growing the world of Cryptocurrency.

The Founders are:

Steven Polyak - Managing Director

• attended University at Buffalo
• Managing Director at Alor Invest

Austin Kimm - IR Director

• attended University of Pennsylvania
• The Wharton School United Kingdom
• CEO Renaissance Insurance
• Managing Director at Kimm Advisory Services

Gleb Markov - COO

• Moscow Institute of Economics, Politics and Law
• General Manager/Founder at PayQR International / Financial and Information Technology
• General Manager/Founder at OOO Technology

Vladimir Gorbunov - CCO

• CEO at Workl

Crypterium’s 4 Core Elements:

1. Mobile Cryptobank - payments via NFC, ApplePay, AndroidPay
2. Crypto-lending System - instant loans anywhere in the world
3. Cryptocurrency Acquiring - crypto to fiat settlements and native integration with POS software
4. Open API for Developers - AppStore for retail cryptocurrency software and easy third party integration

Some Key Features

• limitless transaction volume
• Integration with PayPal, Alipay, PayTM
• Loyalty Programs & up to 50% Cashback on every transaction (Extra cashback for token holders)

Crypterium Credit System:
Individuals acquire a Crypterium Credit Curreny Loan (CRED) via a smart contract.
The person then converts it a currency of their choice.
The borrower will pay off the loan by purchasing back the CRED including interest.
Repayment is complete and the individuals Credit Score will increase thus improving the chances for future loans.
This is a way for people who don’t have a credit score to take out small loans with lower risks to build their credit scores.

Crypterium Open API:
Modular Structure - easy implementation for different software
Advanced payment and processing
Release software and services using Crypterium’s decentralized servers

Tokenholder Benefits
0.05% of CRPT in every transaction is burned which increases the value of these tokens
30% of Crypterium’s transactional income forms the monthly Loyalty Fund

They began in 2013 with contactless payment. In 2015 they implemented a universal tool for daily payments with over 300 e-commerce retailers. In 2017 they started an interbanking direct payment protocol which ensures processes are done with virtually zero fees. This year the Mobile Cryptobank will launch giving people the chance to make international low cost secure transactions.

*The cost of 1 CRPT token is 0.0001 BTC or $1.50 USD. Purchase CRPT with Bitcoin, Ethereum and fiat payments.
*Limitation of Tokens is 300,000,000
*All unsold tokens will be destroyed. Additional release of tokens won’t be possible.
*Hard cap is $47,000,000 USD
*They are Partners with Ambisafe, Blockchain Law Group, PayQR, ICObox, BitGo, Bancor

Whiterpaper - https://crypterium.io/wp/index.html?v=1.42

If you are interested in buying Crypterium before it launches here is my link:
https://tokensale.crypterium.io/?ref=56e085e43350980411f9d93f
You will get a reward of 1%

I am not a Financial Advisory. This is only opinion and information for you to do your own research.