I still don't really get it but with many more of your informative posts perhaps it'll come... I did use your guide to cash my first sbd into cad earlier though! That was very clear :) I know you said who wants cad but i gotta buy gas to go see my fam for xmas tomorrow, so me! Haha. Any who, Merry Xmas, keep up the great posts about whats what and I'll keep learning!