Yeah I think crypto diehards are pissed off with Ripple because it is not decentralized and the fact that banks are going to use it. (after all banks are criminal entities creating money out of thin air through fractional reserve banking and asking interest) however once people find out they can also pay directly with Ripple (or any other crypto) why would we keep using banks? Banks these days are scared shitless coz they see all the saving money disappear into crypto's. If you consider that it only takes 5% of the customers taking away their money before a bank collapse you can see why there are afraid.