Is crypto really nessacary?

Wrote this last week and with the new visa mc fees we now have
Coinbase, my Bank international fee 3%, send fees, buy alt coin fees crypto is turning into what it’s not meant to be

Full write up below

Ok this is just something that been floating in my head.
Besides “decentralized” which the gov in countries have been making waves. So that is an illusion.

With all the ways to send money these days. Only upside I see is no charge backs.
Paypal sends money all around the world, wu money gram. Some banks you can send instant payments. Square ect ect.

One more upside is having some where to put cannibus money in the us.

But for the most part digitally you can send money tons of ways.( maybe not corporate sized transfers as fast I would assume.)

A new coin says we are going to bring back goats as a main protein in your diet using block chain tech. To sell and buy goats.
You could buy the goats with other funding sources.

And for any coin to be viable real world
Doge or something that is very low is the best option

You can’t go to bed and wake up to go shopping and your coin crashed making steak 15$ per lb now.

This is not practical in the real world.
I’m all for making money.
How do we ditch the dollar in this situation?
There is no stock you can spend.

I’m aware some don’t have access to banking but at the end of the day if they have access to digital tech they have access to money.