Do you not think that perhaps all that block chain technology is doing is simply shifting power from economists and bankers to tech wizards ?

No.

I'm no tech wizard. But stumbling into crypto completely changed around my financial life. And I'm not the only one that can say the same here. And, with what I've created/earned here, I've developed the capacity to pay forward the gifts - supporting a number of authors in third-world countries replace their monthly income.

Crypto is putting financial tools in the hands of billions whom it's been previously unavailable to.

Blockchain is enabling platforms like this, on which to create new forms of value, collaborate internationally with little friction, and reap the rewards of their input accordingly.

It's a game-changer.

Though ultimately, it's up to each individual to choose for themselves as to what to do with the opportunity... ;-)