Why non user people scares and hates cryptos?
First, people criticize what they don't understand. Any thing they don't understand is a scam to them.
Second, people are scared of change.. Especially if they have built their life around a certain system or way of life.
Third, the volatility of crypto makes it uncertain. So they feel Crypto is not secured. To them the regular paycheck is more secured, so they rather stay in their "secured" haven than gamble their money away.. Well I honestly don't blame them.