Dear @crypto.piotr
I do not have experience in economic or financial matters, so my answer is based on my own experience and that of people close to me; that is, what I lived and saw in these years of economic debacle.

I will try to clarify about it:

• Inflation reversed savings and saving capacity.

• Long-term loans, it is very difficult to achieve, even the merchants reject the use of credit cards, because the fixed percentages for the credit fall short, ie too small and the debts become very small (relatively? Regarding the new costs in a couple of weeks.

• If I had known about this madness five years ago, I would have used all my little money in buying foreign currency, I would have also sold all non-priority things and used the money for the same purposes.

• I would have bought a refrigerator, washing machine, dryer, stove, computer, new television, on credit, to have some security in avoiding repairs for a few years and the possibility of paying in small and devalued installments.

But time passed and reality brought us the chaos that we are living, rather, surviving

Thanks to lot.
Maria Luisa.