This decision on part of SBI highlights the differences between how different governments see cryptocurrencies.

I've heard some Finnish banks have freezed the accounts of individual customers with large transfers from crypto exchanges asking very detailed questions as to the origin of the money as a condition of unfreezing the funds. Also, Prasos, the Finnish crypto broker has experienced trouble with banks. EU regulations have been suggested as the reason for the attitude of the banks. But Malta is a member of the EU, too, and Malta is very crypto-friendly. Go figure.