Why I put some money on the HEAT-LEDGER - Blockchain 3.0

First of all, this is not an investment advice, I´m just sharing some thoughts with you as I am biased on the project since I already have bought in the ICO.

Earlier this year Lisk & Waves had two very successful mega crowdfunding where Lisk raised about 15,000 Bitcoins and Waves 30,000 Bitcoins.

I invested in both of them and when the coins went on market - Lisk went up and Waves went down - that happens, it is crypto - not every ICO is a winner.

But over time, I have come to realize that the Lisk-team lack competence in the very field they are supposed to be working on which is NodeJS based applications on a 10 second blockchain, while Waves is working on a decentralized stock-exchange & crowdfunding-platform which they have no lead developer with enough special competence in that field so they are headhunting for a developer who they can spend money on basically - which is harder then one might think.

So - Lisk & Waves - Two Big Project full of Bitcoins - but no brains that can solve the obligations that would fulfill the terms of the ICO with the investors.

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So while me and thousands of other investors are waiting for something to happen in Lisk & Waves - out of the blue comes "Heat Ledger" - A Finland based project that is seeking to raise 1.5m Euro which is a very modest sum of money to ask for in contrast to Lisk & Waves who got a lot more then that.

So at first I was thinking - "Heat Ledger" - Sounds like that actor from Brokeback Mountain - probably a MEME-coin, right?

But then I looked more into it and discovered that the "Heat Ledger" project has on shelf everything that Lisk & Waves do not have - but they have been concentrated locally in Finland building a userbase of 1 million crypto-user who use FIMK locally, and FIMK is a big deal over there.

The difference between this project and the Lisk & Waves project is that it is already developed, tested in Finland and used daily by a million people in the FIMK system - so I welcome it as a new member to our weird collection of funny named currencies and hope the ride will be profitable for all parties.