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RE: Customers banned from buying Cryptocurrencies with credit cards.
Note it's credit cards (not current accounts). Lloyds don't want customers borrowing money to invest in crypto - and then suffer losses. It's fine to invest and lose money that you already have.
Like all rules, if you implement some that people don't mind abiding by it is much easier further down the line to implement ones people aren't happy about. :-D
That's why I said it was a good thing. Stops you buying crypto with money you don't have. Unless of course, it's a mobile phone, sofa, cooker freezer or 110" inch TV https://goo.gl/7ZJ8qA