Kora is also a good project which will be used for remittance, money transfer, savings, as a wallet, and finally for KNT rewards. KNT rewards can be earned through usage of the app, and can be spent on various products and services such as bill payments, top-ups, and much more. While Rmesh put the power of connectivity into the hands of the people who need it , Give freedom of connection to the people and to make connectivity better, stronger, faster. So each project focuses with their own goal for users benefits. Each one of us has our own opinion as well but the important is we check their background first like doing a lot of research before we deal to specific coin/token. Think multiple times before we click.