Your opinion on a Social Credit Card?

Hi all!

I tend to avoid referrals not sure why, but today I have encountered an interesting model of credit card which contributes its earnings to its members instead of paying insanely fees to Adds and marketing. See here: https://www.vitalcard.com/u/FC6B86E0E890602

I would appreciate your thoughts on it.

Their site quote:

$2M Seed in 2017

1-10 Employees from Google, PWC and more (Banking, Consumer Lending, Finance Technology, Credit Cards)'

"VITAL’s mission is to empower the consumer with income opportunities earned from community building.
We're a team of entrepreneurs, bankers, lawyers and creative tech individuals that share a common goal of launching a credit card where the community comes first.
We are results-driven innovators who have have worked on successful products at companies including Google, Charles Schwab, PWC, Goldman Sachs and Card.com." -

The team seems a good team. here's a link about the founder that I looked up and found via angelList -

https://angel.co/christopher-bridges.

So please check the VITAL site (I've put my referral link coz I thinks its a good model where they expose themselves while on early-stage and make an impact instead of paying heavy fee to ads as mentioned)

You can get early access here: https://www.vitalcard.com/u/FC6B86E0E890602

Please let me know your thoughts.
Cheers.