Coti.io

COTI is not the only project to see how profitable is the space for transactions, they will have competitors from both the digital currency space and from banks / credit card companies. Let's talk about how they can compete with all these projects and institutions. The concept of COTI is to create a decentralized and scalable payment network to facilitate effective global trade.
This mediation system also allows for effective and decentralized protection of the buyer or seller. This is another very expensive area for card networks, which they compensate for through higher commissions.
The concept of COTI is to create a decentralized and scalable payment network to facilitate effective global trade. This will set the standard for the next generation next-generation payment solution that is managed by traffic, instantly, economically and supports a multi-currency wallet. Thanks to the harmonization of advanced distributed accounting technologies with the best traditional payment solutions, COTI will be ready to lead the massive introduction of digital currencies into the mobile era.
COTI, creating the basic protocol of Trustchain, presents an algorithm for assessing behavioral trust and a decentralized POS method for resolving disputes between network participants. This automatically eliminates the uncertain practices of unreliable intermediaries, since all transactional processes will be based on this protocol. The COTI platform is reliable, with a complete payment system consisting of a coin, a wallet, a debit card and an exchange. This mediation system also allows for effective and decentralized protection of the buyer or seller. This is another very expensive area for card networks, which they compensate for through higher commissions.

After completing a functional partnership with Processing.com, COTI enters the market with an installed base that provides access to 10,000 merchants. The COTI team of experts includes a team comprising top management and talents of R & D, financial industry veterans and Blockchain experts. A team of advisors and supporters includes Greg Kidd (an early investor in Twitter, Square, Coinbase, Ripple), Mr. Stephen Heilbron (former CEO of Investec), Dr. Matthew MacBrady (former director of information technology at Blackrock), the founders of Processing. com and other respected people.
In a few years, digital currencies will play a central role in our lives, replacing coins, cash, cards and checks. They will allow us to conduct lighter, more economical and safer operations than ever before. This mediation system also allows for effective and decentralized protection of the buyer or seller. This is another very expensive area for card networks, which they compensate for through higher commissions.
COTI aims to achieve this change by agreeing the best traditional payment systems with the best digital currencies to become the Internet Currency.

The COTI team consists of people who have extensive experience in payments, cryptography and financial services. The core team is supported by internationally recognized consultants with experience in the field of payments, asset management, banking, marketing, and so on.
The COTI roadmap outlines the main stages of the launch, which will determine the development priorities between now and the end of 2021. The visual representation of the road map presented below is accompanied by detailed explanations on the following pages.
The use of this blockchain technology is an absolute pleasure for consumers. Honest users can easily navigate the labyrinthine payment networks, buying their hearts, and not worrying about paying excessive payments for processing online payments or, worse, having their personal financial data and information leaking into the wrong hands. Personal data in wrong hands is often a sure recipe for an incalculable catastrophe.
More detailed information you can find on the links:
Website http://coti.io/
Whitepaper https://coti.io/files/COTI-technical-whitepaper.pdf