Thanks I revised my first two answers as I think there was grammar error on my part.

I live in America and in a very well develop city. The problem I have, like others, is I struggle to pay off debt and bills. It's easy to earn some money but difficult to save. This is true in the entire country.

Unemployment is almost virtually nonexistent where I am. There are so many low paying jobs that one can work 24/7 to earn if they wanted to.