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When you initiate a deposit into your Gemini account by ACH bank transfer, the funds are credited immediately, and you can buy Bitcoin or Ethereum immediately. However, you will not be able to transfer the Bitcoin or Ethereum out of your Gemini account into another wallet until the bank transfer clears in 4-5 days.

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STEEM 0.25
TRX 0.19
JST 0.037
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ETH 3325.89
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SBD 3.90