Yes, absolutely beneficiaries can be set, and accounts with enough resource credits can create instant accounts for people. (I have 86 tickets available)
With your resources, you can create free accounts one after another (not assuming you don't already know this information)
Whenever I create one for someone, I tell them to simply change their keys.

It's too bad they aren't interested. We are serious about ramping up the #musicforsteem community, and every kind of musician/singer is welcome.

If they were on Steem, this how I personally would compensate them and not send them any fiat money.

The agenda is no fiat in circulation, so I doubt that will matter soon :)