Well, these above issues will also cause a number of billions of people joining cryptocurrencies. These banks earn more from the people and lower their services which infact lead to some uncertainty about the way the central banks allocate their resources.

Most of them are now focused on buying shares and forget the principal monetary policies. Some of them are busy doing a severe contractionary monetary policies making the currency a hard stone to reach.

Unless they provide a durable solution, nothing will change, after all we are now living in a crypto world and people are now shifting from digital to cryptos transactions.