Oh my brother I did, I just didn't have the time at the moment to respond with a well thought out comment. I had to get some stuff done. Now that I have some time let me explain to you the model of salvation that the New Testament has set up.

Think of it like this. Faith = Justification + works.

Justification means "the action of declaring or making righteous in the sight of God". In other words yes, you must be changed or converted. Born again is also another common term which is also explained further in John 3.

Here is something to think on.

Ya‛aqoḇ (James) 2:14-26

"My brothers, what use is it for anyone to say he has belief but does not have works? This belief is unable to save him.
And if a brother or sister is naked and in need of daily food,
but one of you says to them, “Go in peace, be warmed and be filled,” but you do not give them the bodily needs, what use is it?
So also belief, if it does not have works, is in itself dead.
But someone might say, “You have belief, and I have works.” Show me your belief without your works, and I shall show you my belief by my works.
You believe that Elohim is one. You do well. The demons also believe – and shudder!
But do you wish to know, O foolish man, that the belief without the works is dead?
Was not Aḇraham our father declared right by works when he offered Yitsḥaq his son on the slaughter-place?
Do you see that the belief was working with his works, and by the works the belief was perfected?
And the Scripture was filled which says,“Aḇraham believed Elohim, and it was reckoned to him for righteousness.” And He called him,“he who loves Elohim.”
You see, then, that a man is declared right by works, and not by belief alone.
In the same way, was not Raḥaḇ the whore also declared right by works when she received the messengers and sent them out another way?
For as the body without the spirit is dead, so also the belief is dead without the works."
https://www.bible.com/bible/316/JAS.2.14-26

My understanding comes to this. Faith = Justification + works....
MEANING THIS.
If you have faith, then you will have the justification of being made Holy by God. However, what good is that if you have nothing to show for it. Therefore. Your works is proof of your justification. Not required to be saved, but rather a bi-product of your salvation.