Many central banks have been saying they have plans to create their own centralized digital currencies that they will have complete control over. But most of those projects will take a few years. I don’t think the global financial system has that long. Anyway, crypto’s can be tracked, but the privacy coins like monero, zen cash, and dash are still pretty good for privacy. Monero is virtually impossible to track. Crypto’s are still a great long term investment. There is also nothing wrong with building up a precious metals collection too.