I hadn't really thought of cryptocurrency in terms of being usurious. My uneducated opinion would be that they have value (represent value) so there has to be something securing it. You're not buying nothing. Although some of the ICOs have been nothing, so what do I know? Ha ha.
This is an interesting series to me. I like knowing how things work, so I find the though process behind it intriguing.
Thanks. Cryptocurrency cannot be usurious in itself; my point I'm trying to make is that there are ways to borrow money by putting up cryptocurrency as a collateral that aren't usurious, and that is an improvement from the standard credit card loans we tend to use in the US.
Now we just need mass adoption.
I understood your point, but didn't do a great job of communicating that I understood.
I think adoption is coming, it just takes time. People have to get used to doing something a different way, and it's rather cumbersome to use still. I think that in time it will get more usage as it becomes easier to exchange.