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Thee hot wallet? Mycelium!

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Low fees?

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Trezor is lower, but Mycelium has been around a while and is lowest for BTC. Transact in LTC!

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That's the universal currently. Has its own exchange as well.

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BTC fees are simply high af. To spend my BTC in this new era of ridiculous fees and slow af transactions, I use the shift credit card.

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Shift?

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Yeah. Coinbase issues a credit card. They batch your transactions and pay you back in bitcoin. So you occasionally get a kickback from using it. Also accepts LTC now🤓

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What's the fees?

In which way you mean active spender?
Personally I use Exodus for storing some coins, Ethereum Wallet for Eth and all ERC-20 and Coinomi for some extra altcoin!