YOU OWE ME SOMETHING ME !

Friends must have experienced an incident when our money is borrowed by someone else, when they need their polish, polite and full of promises to pay on time, but when they have got a mortgage and their turn is committed to pay debts often behave fiercely and pretend loss of memory or amnesia.

As a human being if we are able and have sustenance of course we have to help each other if there is friend or relative who need loan assistance but we also need commitment of the borrower, if they can not pay at least there is communication and talk honestly if not yet fulfill commitment pay debt, even if not able to pay as a minimum at least as much as they are paying the essentials there is good faith and not disappointing who has provided help or mortgage.

There are several ways to collect debts from debtors that violate commitments :

1. When you are eating or shopping together attempted to often ask for payment without having any
   sense of shame or discomfort, remove the sense of it against debtors who violate the commitment.

2. If on the way together often play to have no money with a pitiful face.

3. When the paycheck is up, you can say "You're a lot of money, you can pay the debt"

4. When hanging out with friends, open the topic "The person who does not pay the debt is the person
   who sucks"

5. Telling the mystical and religious stories from the hidayah magazine about the punishment that
   struck from the person who did not pay the debt.

6. Collect debt directly to their parents.

7. Share this post to all social media, to group wa, bbm, or line the debtor is there, who knows he read
   and quickly realized.

8. Owe back, who knows in this way he even want to lend his money.

9. This method is the best and ultimate way when the above ways to meet a dead end is to pray the
   debtor has a lot of sustenance so that it can make pay his debts.