You are absolutely right. It's very difficult for people and companies with bad credit to get approved for a bank loan. Therefore, various companies are ready to help people with bad credit histories. Personally, I know nothing about the company you mentioned, but I would like to draw the attention of all users to the fact - choose a contractor very responsibly. It's best to choose companies with good reviews and reputations among customers. A couple of times, I had to deal with such organizations, and one of them was georgia-ssbci.org - applying is as easy as getting a loan there. But you should definitely return everything on time. Otherwise, no one else will give you such a loan.