The government initiative towards a digital India where payments are made solely through electronic means is a good sign from the Indian government in revolutionizing technology in India's systems.
Whatsapp indeed has the numbers and banking would be simplified if one could connect their bank account to watsapp. It makes it a lot easier to transact with just about anyone. Facebook adopting cryptocurrency is a sign that crypto is the future of the market. And I believe there will be facebook tokens a couple of years from now. This is a great opportunity to increase and promote the use of cryptocurrency around the world.
Lets continue holding the coins we have coz we are destined to amass lots of wealth in the future.
For now I believe it would be a good idea for Facebook Messenger payments / WhatsApp payments to create tokens of their own. Since cryptocurrency is growing fast, any new tokens are likely to grow in the near future with the rise in crypto prices.