It is an interesting thought experiment in economic modelling terms.

Some choose to use it for 'evil' and personal gain.

The economic principles at play here are based on the Austrian School of economic theory.

One of the guiding principles of that school of thought is in a form of benign dictatorship. Which is almost exactly what we have here except it's more leaning towards rival cartels amongst the whales.

It is not 'evil' it is just a pure and naive form of capitalism. Rather like the kind of capitalism hated and loved by sixth formers...immature and ill conceived.

It can evolve but mass adoption...?