first of all the post was amazing ( i intended to write a similar one in the following days but i guess i leave for a while). We are basically on the same age i am 23 so the same question pops in my head. I think there is no right or wrong answer to that and i will explain why.

In a few words ''theory of relativity :P''

Now to ''analyze'' it a bit further i think it's what makes you happy. For example although chances are that the 9-5 job that most of us will get will be not exactly what we wished for and won't be 9-5 :P it would be 9 to 6-7-8 plus the time to get home :P there is a small chances to actually find a job like that, that you are interested with and like.

When i did my internship ( i don't know in portugal how that works out) but in Greece there are from 1 to 6 month internship aside from Erasmus. i was lucky enough to be in an institute that have 6 months internship. I found exactly the job i wanted, i was good at it, the workspace and people were amazing and they even tried to keep me ( but we have mandatory army in greece :P so that didn't happen). If i ever have the chance to get in a job like that with ofc opportunities to evolve i would do so with happiness.

On the other hand i had though like you did about chances that i lost in crypto. For instance i had my eyes on bitcoin since it was 5 bucks i was a lot younger and feared if i would lose my 50-100 bucks but we can't turn time around neither can we exactly know in our position what's gonna happen in the next 2-10 years. So even if you invest in a particular crypto or more having in your mind a ''future fulfillment'' you may lose everything but you may win it all! it's a risk and more money means more risk.

Finally take as an example steemit and my ''story'' i started when it was 0,07$ i saw it grow at 1$ and then the 10sbd came. i have that time about 220-230sbd meaning 2200-2300 let's say - fees etc etc 2000. i could take at hand 2000 but instead waited cause i thought of the future :P if you check the price now you see what was the future awaited me :P Some people that manipulated the markets knew it and now are rich. In a way it's a gamble :P