We shouldn't forget that Ethereum started off with 1/3 of their funds (50 million USD) stolen resulting in a HF and 2 competing chains and if STEEM gets to the current bear market value of ETH, we'd be looking at a 100 bagger. Just HODL STEEM and you get tiny bit of interest (effective rate was around 1.8-1.9%) + all those votes, curations etc. and then your account is going to be worth X100 more.

I look for the long term. Here is another good post I've seen: https://steemit.com/philosophy/@tarazkp/indecision-and-indigestion