CREDITOR – Decentralized Personal Data Platform

Introduction
Over a decade, the amount of data produced has grown exponentially and it is expected to be continued. Today, the data security has become a major concern for the users because of security breaches and misuses of their personal data. Here, Creditor is come up with their Data Platform which is a decentralized blockchain based ecosystem that enables a transparent exchange of data between provider and purchaser.
They are democratizing the personal data and revolutionizing the way data is currently collected, processed and exchanged. They are also allowing individuals with a greater control over their data.

Problem
As the data production is being growing exponentially, the major problems have arisen both for individuals who use the internet daily and for organizations who collect, mine and monetize the billions of data points. The trust is also a major problem with respect to data for individuals and organizations. There is no solution in the marketplace where individuals cannot track the usage of their personal data. Many primary issues arisen which is impacting individuals regarding trust. They are –
Security – The security of data is not safe in the centralized data silos which are operated majorly by corporations.
Data Usage – Users are more concern about the security plus about how and who is using their data? Individuals personal data is being used for malicious intentions and currently individuals have no insight into who, how and for what their data is being used for.
Ownership – This is the problem where the question rises who owns the data – an organization or an individual.

Solution
The solution where Creditor is come up with their decentralized data marketplace on the Ethereum Blockchain leveraging smart contract technology. This marketplace is connecting data owners with data buyers. Other solution they are come up with is data verification system which ensures accuracy and quality of data. Through their decentralized smart contract system, they securely store the individuals personal and sensitive data.

Creditor Platform
They have 4 core parts into the marketplace which manages the ecosystem.

1. Data Owner – In this, an individual has full authority to own their data into their marketplace. By uploading their personal data, they get rewards in return.
2. Data Verifier – They are making the process of data verification easier where you can design an application for automatic verification based on their open-source API.
3. Data Buyer – They are their client who wants to buy personal information for commercials, research or any other purposes.
4. Storj.io – It is decentralized cloud data storage which is built on blockchain technology and protects your data.

The Team
Viktor Ihnatiuk – CEO & CO-Founder – He has 6 years of entrepreneurship experience. He also founded p2p lending platform uCredit in 2016. He’s having experience in Software, Programming and Marketing. He also hired as a CEO of Boxdrive – one of the first companies that operates in decentralized cloud storage market.
Yehor Butko – CTO & Co-Founder – He served as a Tech Lead for Luxoft and Global Logic Companies. He’s having experience in Financial Sector, Cybersecurity, Software Developer and Oil & Gas Inudustry.
Zoltan Szalas – CMO – He’s having expertise in Technology, Marketing and Digital Marketing. He is the Co-Founder & CMO of Croissant which is world’s leading digital coworking pass. He’s also having expertise in Cryptocurrencies and a crypto investor. Also, a founder of Zaruti.

Token Matrix
Token – CDPT
Total Supply – 3.4 billion CDPT
Price – 1CDPT = 0.000044 ETH
Soft Cap – $2M USD
Hard Cap – $20M USD
Public Pre-Sale – 31st July to 30th August 2018
Crowd Sale – 2nd September to 16th October 2018

Social Media Reach
Facebook – 520+ Followers – https://www.facebook.com/creditordataplatform/
Twitter – 115+ Followers – https://twitter.com/datacreditor
Telegram – 1475+ Members – https://t.me/creditorplatform

Verdict
The Social Media hype is low, but they are very much active on their Telegram Group.
The Website and Whitepaper both explained very-well in detail and easy to understand.
There are 9 core members into their leadership team including one advisor. The team members are having expertise in Software Developer, PR, Marketing, IT, Copywriter, Finance, Technology, Blockchain and Cryptocurrency.
The Roadmap is provided with their huge milestones till 2024 where the MVP is available on their website. The Token Sale is about to start from end of July.
They have 2 investors on board who are Nova SBE Venture Lab and Strata Accelerator.
They have partnered with Debitize, Taplend and Inu.Fintech.

For Detailed Information
Website – https://creditor.ai/
Whitepaper – https://creditor.ai/documents/Whitepaper.pdf
ANN Thread – https://bitcointalk.org/index.php?topic=4542669.msg40891792#msg40891792

Bitcointalk Username – ritikagupta
Bitcointalk URL – https://bitcointalk.org/index.php?action=profile;u=1375471
ETH Address – 0xA6119b0AF2EC4A3e8A64f8ADA1dBF152f06eC392