What a world, where decent people would be rewarded and positively geared instead of driven by the wrong intentions and encouraged by the evil banks for their profit only. I notice that Steem means value, ironic when you combine it with this article which is correct in saying that honesty is based on your personal integrity which I think is based on your self esteem and true inner desires. I think the word value is going to begin to have a new meaning for humanity and is just the change society needs. I look forward to a more honest society. I think it would sort out ALOT!!! Great article!