I am always down to read some white papers,
check the development team of these new coins that are brought to my attention. I do not think having a disclaimer in the white paper is a sign of anything I want to get involved in. What is a disclaimer doing in a white paper? A disclaimer in a white paper means that they intend to protect themselves legally in case things do not work out. This is old money kings and their old ideologies at work.
These disclaimers are the equivalent of a financial adviser giving you his or her prospectus protecting them from any legal action. This looks new but this is an old tactic that works. Disclaimers intending to let you know the coin is under development to let the potential investor know they are contributing to something still in beta are okay. It is the disclaimers that are long involving legal financial rhetoric are the ones that I am concerned about. The only reason some coins have any following is because of corporate hype. Financial advisers lose as much money as they gain and sometimes more but they make up for it in the fees and holding your investment.
Another thing that should not be in good Blockchains are CEO's. Good Blockchains have a founder and a team of developers. CEO's and the hierarchical nature of some of these ICO's are just another bureaucratic way of protecting the individual from any legal action. CEO's change all the time to protect the company and the individual. Good Blockchains are not tied to companies. Good Blockchains are tied to an asset.
Wall St. is the biggest ponzi ever created. Blockchains are designed to create fairness in the market. The good Blockchain Currencies will eat Wall St. without ever blinking or getting full. The big boys are colluding using Blockchain as their investment vehicle. They are trying to get us to fund them and they will be exposed and fail in due time. People need to lose money to see what a bad investment is unfortunately.