L-PESA KRIPTON Microloan and Finance Platform

Financial services are provided by the financial sector,which includes various funds for business management,including credit unions,banks,credit card companies,insurance companies,accounting companies,finance companies, stock brokers,investment funds,individual managers and various companies sponsored by the government,financial services companies are present in all economically advanced geographical areas and tend to be grouped into local, national,regional and international financial centers.

In finance a loan is the lending of money from one individual,organization or entity to another individual,organization or entity.A loan is a debt provided by an organization or individual to another entity at an interest rate and evidenced by a promissory note which specifies,among other things,the principal amount of money borrowed,the interest rate the lender is charging and date of repayment.A loan entails the reallocation of the subject asset for a period of time,between the lender and the borrower.In a loan,the borrower initially receives or borrows an amount of money,called the principal,from the lender and is obligated to pay back or repay an equal amount of money to the lender at a later time.

The L-Pesa Group is a global group of companies revolutionizing financial technology and services in Africa and Asia.L-Pesa has built a sophisticated platform for issuing and servicing consumer and small business loans.The platform has operated for 18 months in East Africa and over 25,000 loans have been issued.Due to sophisticated underwriting,the loss ratio is below 10%.This low loss ratio combined with the high degree of automation allows L-Pesa to offer low cost financing to a large number of users,official website https://kriptonofafrica.com/

Whitepaper : https://kriptonofafrica.com/static/pdfs/L-Pesa_ICO_white_paper_Jan_7_2018.pdf
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