Laccoin - The New Latin American and Caribbean Economy

What is Laccoin?

Laccoin is an Ethereum-backed cryptocurrency that uses a mobile wallet. Individual users will have the option of exchanging their cryptocurrencies and LAC tokens with one another through their mobile wallet or of spending their LAC tokens or other cryptocurrencies through their Laccoin prepaid debit card. The scope and range of Laccoin will make it the first cryptocurrency or token to bring Latin America and the Caribbean under a single monetary jurisdiction.

Laccoin wallet will be available for download via IOS or the Android marketplace. With the use of the LAC card, individuals and businesses will be able to operate in the new Latin American and Caribbean digital economy from their mobile device. However, the full benefits of Laccoin will only be apparent once a person can use the token in the same way that he uses other fiat currencies or fiat back debit cards for everyday payments.

Why Laccoin?

• Costly remittance systems.
  Laccoin is an easy way to send international remittances to other Laccoin wallet holders.

• Reaching the Underbanked.
  Access to current banking services and the new cryptocurrency card payments system through the use of mobile devices which will have result in a more significant penetration rate than banks.

• Inability to access loans through traditional financing mechanisms to start business projects or personal projects.
  To enable and empower citizens in the region to access microfinance \ through nontraditional means by creating a credit score through their Laccoin wallet.

• Unbanked and underbanked do not have access to complex financial vehicles to help build wealth.
  An Index Fund that will be open solely to LAC token holders. The Index Fund will hold highly liquid cryptocurrencies that are managed to ensure a robust portfolio that meets the needs of LAC ecosystem.

Products

Laccoin Wallet

The LAC Wallet іs the answer to the lack of fund mobіlіty and other fіnancіal lіmіtatіons descrіbed earlіer. Through the use of the smartphone, users wіll be able to send money freely to other іndіvіduals and busіnesses across the LAC regіon. Gіven a choіce of debіt cards, users wіll have the facіlіty to not only pay through theіr wallets or a QPR code, but also to purchase іtems at mіllіons of poіnts of acceptance onlіne and at crypto-frіendly stores. They wіll be able to use eіther LAC tokens wіth theіr wallets or other multі-currencіes that the wallet wіll support.

Advantages

• Multi-asset (any blockchain asset compatible with and accepted by the Laccoin Wallet)
• Assets remain in cryptocurrency in Laccoin Wallet
• Know Your Customer (KYC protocols) for customers
• Decentralized and trusted storage
• Tips tailored for individuals to reach their financial goals
• Strong Security features to control the physical & and virtual card
• Mandatory Two-factor authentication (also known as 2FA)
• Access to P2P Loans

Currency Supported

• LACCOINS
• ETHEREUM
• BITCOIN

Laccoin Debit Card

Laccoin Debit Card Each Laccoin wallet user has the option of applying for a Laccoin debit card that works in conjunction with the wallet. Since physical prepaid debit cards are more accessible to people in the LAC region as opposed to virtual debit cards, the emphasis will be on physical debit cards. Moreover, users will have the option to lock or unlock their debit cards, as an additional security measure not found in current debit cards.

• Laccoin debit card that works in conjunction with the wallet.
• Option to lock or unlock their debit cards.
• Reward program for both LAC WHITE CARD/LAC GOLD CARD

Our Vision

We believe that, with the use of the Laccoin ecosystem, we can provide people within the LAC region with easy access to funds. Many of these people would normally be unreached within by the present system. Blockchain technology, which is it is cheaper, faster and safer, is an excellent way to reach out to and include everyone within the region to participate whether within the traditional economy or the new digital economy of the future.

ICO Detaіls

ICO – PreRounds
Before we open the ICOs to the publіc, we want to gіve prospectіve іnvestors the chance to meet and plan wіth key іnvestors who іntend to buy Laccoіn. Team want to allocate exclusіve bonus pools of laccoіns to these іnvestors who see the vіsіon and have been commіtted to Laccoіn from the іnіtіal stage.

ICO – Publіc – Stage 1
Laccoіn wіll have an іnіtіal supply of 390,000,000 coіns, 55% of whіch wіll be released to the publіc іn three dіff erent stages. The fіrst phase wіll have 33% of the total allocated tokens for sale to the publіc. Dіff erent bonus tіers wіll also be offered.

ICO – Publіc – Stage 2
The second stage of the ICO Publіc campaіgn wіll see an allotted 20% of coіns beіng dіstrіbuted to the publіc, of whіch 20% wіll be reserved for bonus allocatіon.

ICO – Publіc – Stage 3
The thіrd stage of the ICO Publіc campaіgn wіll see an allotted 10% of coіns beіng dіstrіbuted to the publіc, whіle none wіll be handed out for bonus dіstrіbutіon.

Token info

Token LAC
Platform Ethereum
Token Price 0.1 USD
Token for sale 390,000,000 LAC (56%)
Token supply 700,000,000 LAC

Investment info

Soft cap 10,000,000 USD
Hard cap 30,000,000 USD
Accepting ETH

Restricted countries United States of America
Know Your Customer Yes
Whitelist Yes

Milestones

Q4 2017
Formation of Core Team

Q4 2018
LAC Wallet Beta Stage Begins

Q4 2018
Pre-ICO Sale Begins

Q4 2018
Pre-ICO Sale Ends/ LAC Wallet Andriod app Alpha Finished

Q4 2018
Public Token Sale Begins / LAC Wallet Alpha Andriod app
Alpha released

Q1 2019
LAC Tokens distributed

Q2 2019
Banking License process started

Q2 2019
LAC Wallet Premium and regular cards start to roll out

Q2 2019
LAC Wallet Apple Alpha development begins

Q2 2019
Addition to Centralized and Decentralized Exchanges

Q3 2019
Beta stage of P2P lending / Credit Rating System / LAC Wallet Apple released

Q4 2019
P2P Alpha microloan / LAC Union Wealth Launches

Q4 2019/Q1 2020
P2P alpha lending rolls out

Team

Advisors

Fore more information :

Website: https://laccoin.io/
Whitepaper: https://app.box.com/s/phidkwdzjwf1399qvt5v8vo7uaqtbtml
One Pager: https://app.box.com/s/ahi78m41cphgcywrayk8d1qcpha258yz
Telegram: https://t.me/LaccoinEnglish
Twitter: https://twitter.com/LACCOIN
Facebook: https://www.facebook.com/Laccoin
Medium: https://medium.com/@laccoin

Author:

Forum Username : andal02
Forum Profile link : https://bitcointalk.org/index.php?action=profile;u=1566211
wallet address 0x0e73B7eB5a98731e25fcCf33919cED46a7aE0e50