Haha... I hope you are aware half of that was way beyond my knowledge;-)

But you seem to understand whitch direction I think the software should be going from a end user perspective. The majority of the end users will not vote, don't have the knowledge to do it or simply don't care. A simple opt-out of this aspect of the network should be easy to do.

Another thing I have noticed is that I'm unable to make a backup when I am in account mode. Switching to wallet mode resolves this. But it is a pain in the rear end and I often end up not making a backup because of it.

I hope this makes sense and ends up with someone that know where to start refining the software that should aim for excellence.