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RE: Goodbye Middlemen - Become your own Central Bank

Why bother with BTC LN? The concept of LN is a settlement layer outside of the blockchain, and not required with fast assets like BTS. Plus, such settlement channels require setup, funding and add complexity and middlemen that charge fees. I don't understand why any business would want to invite a middleman into its' supply / payment chain except those that don't understand how the blockchain is the ultimate ledger and settlement layer.

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With HTLC/ACCS and ILP support though, PalmPay is the most decentralised point of sale system in the world and does not care what coin the customer wants to pay with. Nore more CEX's. It's as chain-agnostic as we can make it, so for the people who like BTC LN, we say Welcome :)

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