Seems to be more valuable as a digital asset rather than payment system which seems to be the same problem most of these coins have. Maxed out at 28,000,000; currently only has 6million in circulation with 1.1 million outstanding. Buy/Sell and Earn is the best description I can find. It seems to be like a bank with high interest for HODL. In fact it says on its website that it will pay out 120% per year in interest. If this is true; that would be the highest paying crypto out there and worth looking into. Get it while its cheap during this Bitcoin fork alt coin massacre. Out of the 6 million in circulation; I see that 4 million coins have been traded back and forth in the past 24 hours meaning no one is holding this coin in a wallet and trying to earn that 120%.