i love that first sentence "I feel at home with this article."
..and as for the finance thing yeah not having money is a major plus ...well not so much "not having money" but not having at your disposal definitely helps thats my situation right now all my money gets saved and the only money i really do get to just blow is the btc i make from selling snails in the mail (snailsinthemail.com) and every penny of that im sure you can take a guess where that goes to....all the investors on whichever site im gambling btc on..but can gladly say im not blowing just about all my cash i make gambling these days:)