TenX has gone down a lot from the previous ATH and they are making cryptocurrency spendable on 40 million VISA accepted locations with a focus on Europe and they royally screwed themselves up getting their cards canceled compared to Monaco which has been 100% compliant and focused in SEA. I wrote about Monaco here.

TenX has the firs mover advantage and Monaco is just plain better and aesthetically cooler. Also Monaco actually uses their Token and their cards are Free. Yep no delivery or annual fees.