I'd say Monero is the benchmark while WeTrust is the rookie prospect. With Vitalik Buterin, Bo Shen and the guy who created OpenBazaar on their board and a bunch of Google folks on their dev team, I think things will start to move in the next few months. That, and I love their decentralized peer to peer banking and insurance solutions. About time we took those needs away from centralized bureaucracy and back into the hands of the consumer.