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XRP is a fantastic project but it has a dirty secret. First of all it is entirely premined and controlled by the Ripple Labs company making it a centralized currency. Additionally they work with banks to do remittance payments and money transfers and all of their fees are destroyed creating a sort of deflation over time.

Bitcoiners got into crypto in order to get away from centralization and banks. XRP is all about that. The last thing is that XRP is stabilized by the company in order to make it a better payment system- something that BTC doesn't have.

As far as whether to buy or not, I think #XRP will be huge in the long run but has been in a slumber since it has its massive pump at the beginning of the crypto mania this year.

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