Assets or liabilities?

Liability or assets? What kind of person are you and who do you want to be?
Yesterday i had a conversation with a collegae of mine about liability and assets. I immidiatly felt like sharing this with you guys since its relevant information for all the people that want to become entrepreneurs so badly.

Many people spend their money on dumb shit while its not even that difficult to just spend a small portion of your total salary in assets. It ofcourse involves some risks, but when people complaint they have it bad or they claim they don't have enough... ask yourself the question. How big of a percentage of my total equity am i throwing away on dumb shit? Simple money management allows you to save up alot of money aswell!

90% of your life goes to exchanging hours for money. And that money that we get at the end of the month goes to fixed charges and leisure activities. But most of that money goes to maybe cigarettes, alcohol, clothes you already have and for what? What if that job you have falls away and you only source of income vanishes. Than what? 

I myself look in to coins/protocols that pay out didivend to invest in, but before i invest in them they have to meet 3 requirements
- Do i understand this company?
- Is this company on sale?
- Is it active and does it have a skilled team?

The reason why i invest in protocols such as Neo, Ethereum, Waves, Cardano etc is because they actually build something wich is necessary for the future. There is a huge lack of trust and the majority of the people simply don't see it. These platforms are the first in the line to provide people with a decentralized platform and paying out divivends with it just seems to be legit. Crypto is still a very volatile world but the tech industry will keep on growing and i honestly don't think its such a bad idea to just invest a small percentage of your total equity in protocol coins.

Do you really want to keep buying liabilities or start working for some assets?