VIVA - Financial Technology Platform Based on Decentralized Platform

 Now in many developing countries (and not only), there is a problem of buying a home. For cash, this is simply not possible, and getting a mortgage loan is a problem so problematic that many people refuse it completely. And in vain. Recently interested in this issue, I found a way out. Now the Viva Network project is rapidly developing, which is the best way to get a mortgage for different purposes. 

 According to the motto of the representatives of the project, their main task is to destroy the global mortgage industry, which is morally obsolete and does not fulfill its functions. Specialists from Viva Network implement the fastest, least expensive, and most importantly transparent method of obtaining a mortgage. By using the intellectual infrastructure of smart contracts, the system directly connects people in need of mortgages to private creditors. And it works all over the world, that is, you can get a loan anywhere in the world. What does this promise us? We completely ignore the banks and their incredible interest. 

 I am sure that this is a great idea and the experts of the financial world agree with me. So, on several popular resources, only positive reviews were found. "Viva Network is a unique idea with a working platform and with a team of real experts. This is one of the most successful ICOs this year. " "Viva Network's offer can be that destructive force that will put the modern financial system on its knees and offer better conditions for obtaining a mortgage loan." I note that this is just a couple of statements by well-known analysts. 

 So why did my eyes fall on Viva Network? There are several criteria by which I draw conclusions. First, Viva Network uses smart contracts, which allows receiving transparent mortgage loans without risks. Secondly, the absence of intermediaries, which will undoubtedly affect the costs of material and time. Third, the platform will create a free mortgage market, and this will reduce the inefficiencies of the search and protect against intermediaries. And the last is an opportunity for large investors participating in the project to own shares in the company. How do you find such prospects? I am completely satisfied with this, and this is the best that can be found in the modern financial services market. 

 And now let's look at what is already working and is expected to be implemented in the future.
Orientation to blockade. All important data, statistics, transactions and customer valuation will be stored in cells. And thanks to smart contracts for Ethereum, decentralization, security, reliability and transparency will be achieved.
Implementation of AI. In the near future, the introduction of artificial intelligence is planned. With the help of machine learning, you can achieve better evaluation and recommendations, classify and detect risks, and also pick up the best mortgage portfolio.
Smart software. Thanks to the development engineers involved in the project, special software is developed that can adapt to changes in the financial market.
Scalability. It is clear that in the future, Viva Network will not have a release from customers, so you need to take care of the scaling. That is why there are developments that will allow using low-cost, high-performance mortgage trade with high availability for customers.
And this is only a small part of the improvements that the company representatives have spread. 

 Now there is a trend towards mobile applications. The leaders of Viva Network could not pass by this and develop applications that will function on Android and iOS platforms. But even now the platform has a mobile design, which is great for developing countries, where mobile Internet access predominates. And this is a decent percentage of customers. 

 The Fascinating Viva Platform Concept

               Viva is a decentralized financial system, which aims to change the way of making mortgage payments. With the introduction of blockchain technology, this platform revolutionized the modern lending system. This platform eliminates the role of intermediaries and allows interested parties, including investors and borrowers, to interact directly with each other. The interest rate of the mortgage is also determined by the open market and not by financial intermediaries. The platform seeks to end all current inefficiencies in the market, thus introducing a better local financial system in which mortgage rates are adequately defined to determine the level of risk associated with the value of tangible assets 

 How Dose Viva Platform Work

 The mortgage industry is considered one of the largest and most profitable markets in the world with a capitalization of more than 31 trillion dollars. Unfortunately, this privilege is currently limited to large financial institutions and banks, and each year generates millions of dollars. Viva will end the monopoly created by this great fish. It introduces an integrated and decentralized mortgage financing system in which investors and mortgage applicants can interact with each other around the world. The smart contracts allow investors to seek individual mortgage funds. Eliminate the role of expensive intermediaries, such as real estate agents, banks or other financial institutions 

 Purchase Viva Tokens With E-Wallets

               The Viva platform is built on ERC20 tokens. It receives ethereum as it maintained cryptocurrency for payments. Investors who want to purchase Viva tokens want to direct ethereum to the system with the intention of purchase Viva tokens in return. Make sure that you need to have an e-wallet to purchase Viva tokens since the tokens will come to your e-wallet 

 Tokens Distribution

The ICO campaigns to allocate its tokens under the subsequent amount,
     • 75% tokens are scheduled to be circulated to the community through the crowd sale
     • 7.5% tokens are scheduled to be circulated to the team associates of the ICO
     • 10% tokens are scheduled to be circulated to the income reserves subdivision of the ICO
     • 3.75% tokens are scheduled to be circulated to the advertising division of the ICO
     • 3.75% tokens are scheduled to be circulated to the advisors 

 Viva Funds Distribution

               There is no data available on the official website of the Initial coin offering and regarding the prospected use of reserves that Initial coin offering will produce through the token sale. Though, we can solitary estimate that the ICO could assign an amount of reserves among subsequent sections
     • Certain funds may be assigned for the expansion of the Viva platform
     • Certain proportion of funds may be used to proposal prize and bounty campaign
     • Certain comparative funds may be reserved as a reserve through the ICO
     • Certain reserves might be used to increase the platform’s substructure
     • Certain reserves may also be reserved separated as reserves
     • Certain reserves may be consumed on advertising and announcement through the ICO 

 The Conclusion

               After a watchful appraisal of the ICO, hereby accomplish that the VIVA system is one of the best project in recent time. The theory of the ICO is modest and useful. The ICO will be helpful for the community on a bigger scale. Individuals will be capable to have less mortgage payments. This platform is blockchain-based system that will join borrower and lender straight, therefore removing the want for any intermediaries. Instead of going using the extensive method termed above, users involved in lending cash for their loan can fundamentally crowdfund their loans through this fascinating platform. One of the main rewards of the Viva system is that this receives the control away from the recognized financial institutes. If you want to know more about this fascinating platform you may refer following stated links 

 

Viva Token

VIVA tokens (“VIVA”) are Ethereum blockchain based ERC20 tokens, designed to provide utility within. VIVA will act as ‘in-app currency’ serving as an integral driving force for the incentive-based ecosystem.
💎 Token: VIVA
💎 ICO start date: 2018-04-01
💎 ICO end date: 2018-08-14
💎 Price: 1 ETH = 35,714 VIVA
💎 Platform: Ethereum
💎 Accepting: ETH
💎 Tokens for sale: 4.000.000.000 VIVA
💎 Minimum investment: 0.001 ETH
💎 Hard cap: 75,640 ETH 

for more information VIVA

Official Website
WhitePaper English
Official Ann Thread
Official Telegram 

Author :  crypthomonkey

Wallet : 0xf84E8E1a0DB8e77B240b91BfF5Da544Edee35260