Ripple is the biggest scam you can see in the crypto world. It should be dumped now or you will lose a lot of money. The coin has no value, the company is making money using the technology and selling proprietary technology to banks. It has nothing to do with Ripple coin you are buying in market.
I also have doubts on Ripple but I still bought a couple. I have no means of telling when it will go completely useless but I still took advantage of the hype. It's a gamble :)
I do not have much interest in the ripple because it is linked to banks, but lately it has attracted a lot of attention because of its high percentage of increase.