Great write up... gives some insight that everything in the crypto world may change in the next coming years... for now I’m holding everything I have. In the recent months the price surges are too much for me to clear my portfolio. Hope everyone else does the same. Check out my profile for my experiences with crypto and a review of CEX.IO! New to this platform so I hope to game some type of following. Cheers, Happy New Years and HODL!!!