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RE: What is Fractional Reserve Banking, and is it Fraud?
Haha, you actually got the point of my previous comment. It's hard to define exactly what money is.
You probably realized during your studies how complex banking and money is, and sometimes how ethically challenging these things can be ;)
It's been quite a discovery that is constantly in a sort of flux. Fascinating stuff.
It is simply a form of energy. All energy operates on specific principles, as science has demonstrated.
Modern Money Mechanics is a pamphlet anyone can find online, for free.
It's an excellent leapoff point, to understand it better. What is funny is how few would even attempt to read it.