Bitconnect is more than a few months old, I think it's at least a year. The daily interest rate chart goes to March 2016. And here is a post about someone who loaned $1500, got it back, and made $842 in profit on the loan. https://steemit.com/bitconnect/@henry-gant/bitconnect-investing-before-i-wised-up-what-you-absolutely-have-to-know-to-gain-on-your-bitconnect-investment