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haha no, good luck getting from steem/SBD to fiat without using another coin.
I would say that SC, Storj is "fully functional" and ofc BTC. Has high fees but you can still use it at alot of places.

Hehe, the blue on purple background is making it hard for me to see the letters

But yes, Steem has real world use as we are using STEEM now.
It still gets affected by what affecting in the market. But hold on and it will be the first to rise

Coin Marketplace

STEEM 0.16
TRX 0.15
JST 0.028
BTC 56160.19
ETH 2367.48
USDT 1.00
SBD 2.31