2 of my favorite coins
XLM 103 billion supply w/ 1% fixed increasing annually. Where as XRP burns. XLM 2-5 seconds transition times, XRP 4 seconds. XRP is c/c++ Javascript Java, GO while XLM is the same except no JAVA. Although not are very similar they target two different markets. Stellar is targeting individuals, while Ripple is targeting financial institutions. Stellar is a non profit org, Ripple is not. Keep up the good work mate, Cheers!