By the way, Clif is not about spreading FUD. Quite the opposite. He's hell bent on helping us overcome the bad state of the economy. I highly recommend you watch his recent videos on youtube: Jsnip4's channel, Cryptoblood, bix weir (road to roota) -- they are friends and you often get insights from Clif :)
Clif has been a developer longer than I've been alive, and he's a fantastic source of information, and really good at breaking things down. He does get into the woowoo, so if that's not your cup of tea, you can just skip those parts of the videos.
Best of luck!