@hatu sir, you rightly said, most of the startups don't succeed or not convert into existence because of some factors such as fear of failure: so people don't dare to walk on a path that is full of challenges,lack of innovative idea that can give value to customers but most common issue that entrepreneurs coming from weaker economic background faces is fund raising that Vena tries to solve in an efficient manner only people having capability of thinking out of the box should qualify for the loan .