The solution to make it simple for users to keep their crypto-coins safe is not to make them rely on a central website like steemit.com :·>

(although the steemit.com webserver does not store any private keys/passwords, but rather in the user's html5 local storage, thus being almost a full local app, there is no guarantee that this will always be like that in the future. steemit.com may change this behavior any time for whatever reason, and it would be hard to notice for the user. you have to trust them. trust that bitcoin was originally designed to eliminate.)